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Income from peer-to-peer lending is generally treated as interest income and should be reported on your tax return. You need to declare the interest you receive as part of your taxable income. Depending on the jurisdiction, there might be different rules or thresholds for how this income is taxed, but in most cases, it’s considered regular investment income. Make sure you keep detailed records of all your transactions, including the principal amount, interest received, and any fees associated with the lending platform, as these will help you report accurately.