Tamm
besides what Girlei has said
there are other options too:
1.you decide to become self-employed
2.you are receiving a full invalidity pension and the risk of invalidity is not insured
3.you want to buy your own home.
4.you want to build your own home
5.you want to buy back years of lost contributions to a 2nd pillar pension fund.
One more thing to take into account, if you decide to withdraw your savings from pillar 3a, you have to withdraw all the contributions you have made.
